SEPA Instant & Temenos: Unlock Real-Time Payments
Join the revolution of real-time payments with SEPA Instant Credit Transfer (SCT Inst)! Aspire Systems is your one-stop shop to ensure your Temenos-powered bank is compliant and ready to unlock the future of finance.

Aspire: Your One-Stop Shop for SEPA Instant Compliance and Temenos Support

Always-On Availability
We'll help you upgrade legacy systems to be ISO 20022 compliant and operate 24/7.

Speaking the Same Language
Ensure seamless communication with an ISO 20022-compliant payment hub. Let's ditch the outdated jargon!

Speed Demon Needed
Forget slow processing! We'll help you re-architect interfaces using cutting-edge technologies like microservices and REST APIs for lightning-fast transactions (because 10 seconds matters!).
Upgrade Your Game: Temenos Solutions Tailored for You
Temenos R21 and Above? You're Almost There!
Tech Upgrade to R24 with TIPS Support: Be compliant and send/receive SCT Inst payments in just 6 months (approximately).
Temenos R20 and Below? We've Got You Covered
Full System Upgrade: Future-proof your bank with a comprehensive upgrade (16–24-month timeline).
Step-by-Step Guide: Mastering SCT Inst with Temenos R21 & Above
- T24 Upgrade (Incoming & Outgoing): Achieve compliance for both receiving and sending SCT Inst payments by January 2025 (Euro Area PSP).
- Interfacing Application Upgrade: Get ready to send SCT Inst payments by October 2025 (Euro Area PSP).
- Payment Channels Upgrade (Outgoing): Level up your outgoing transactions with SCT Inst by October 2025 (Euro Area PSP).
- Multi-Currency Support: Don't miss out! Implement multi-currency support by 2027 for Non-Euro Area PSP compliance.


Temenos R20 & Below: A Phased Approach to SCT Inst Readiness
- Core Banking Upgrade by 2026: Lay the foundation for a future-proof payments system.
- Operational Procedures: Develop a plan to handle SCT Inst payments when core systems are unavailable (because even superheroes need backups!).
- Lightweight Payment Hub (6 Months): Implement a temporary solution for faster integration.
- Interfacing Application Upgrade (8-12 Months): Enable sending SCT Inst payments and stay ahead of the curve.
Why Choose Aspire Systems as Your SCT Inst Partner?

We Speak Your Language:
Our team of Temenos and Finastra experts will guide you through the entire process.

Pre-built Solutions & Training:
Get a head start with our accelerators, educational programs, and industry-certified consultants.

Banking & Payments Gurus:
Benefit from our deep understanding of the financial sector and Temenos/Finastra platforms.

360° Support:
We provide comprehensive solution consulting, systems integration, and platform re-engineering – you're covered!
Aspire Temenos Partnership highlights
- Preferred Global Implementation Partner for Temenos Digital Banking Solutions
- Onward to becoming the #1 Temenos Partner
- 9+ Years
- Coveted Global SI status

SEPA Instant Ready? Free Consultation for Your Bank