Let Unbanked Customers Bank on You
With touchless banking a new norm, virtual lending has gained unprecedented significance. Today, customers expect modern features like online applications and e-signatures, etc. So, small banks are eager to transform their lending journeys.
How BiDB Sets You Apart?
Minimize 80% of loan processing time
AI-enabled Analytics for real-time insights
Eliminate manual input with smart document management
Save at least 30% in loan processing lifecycle
Scale efficiently with open API integration
Bank in a Digital Box Microlending Avatar can help by providing
Hassle-free access
Web/mobile interface - ensure fund availability within 24 hours of approval
Fast loan processing
OCR/ICR/OMR tools to manage data - transfer documents & verify against frauds
Smart decisioning
Customer grading & collection strategies – easily manage portfolios
Marketplace integrations
Key marketplace integrations like e-KYC, Credit Scoring & Authentication
Microloans for the unbanked sector
'Our Microlending Avatar (BiDB solution) brings essential micro-loans to the unbanked. Rapid, framed deployment ensures access to all locations. Unlock More Opportunities with Us.'
Our Microcredit Business Solutions
Let customers remotely browse through and use a wide variety of financial products
- Loan Origination
- Collections/Debt
- User Management
- Payments
Our Add-Ons
Start seamlessly offering add-ons without complex integration processes
- Virtual Assistant
- POS/Kiosks
- Digital Wallet
- Cards
Why Aspire?
700+ BFS Experts
200+ Customers
50 Digital Banking Implementations
(3 star) Digital Banking Implementations
15+ Core Banking Implementations
3 NeoBank Implementations
35+ Marketplace Integrations
ISO 27001:2012 certified, ISO 9001:2015 certified
20+ Testing Projects
20+ Years of experience in Software Development
1.5M Person hours of Product Development Experience
SOC 2 Type 2 Compliant, FSQS Registered, BS 10012 Certified
Our Partner Ecosystem
Marketplace Solutions
Why Microlending Avatar?
Agency Banking
Enable agency banking with centralized control – use periodic scheduling and set cash limit controls
Onboarding & Tagging
Effortlessly onboard your members remotely while tagging groups digitally
On-Field Mobility
Equip your agents with UI-friendly mobile solutions for enhanced fields operations
External Integration
Swiftly enable external product integration for household loans
How Small Banks and Lending Institutions can Accelerate Digital Transformation
Make it a breeze for microfinance to change customer lives