Beyond Pilot: Scaling AI Credit Solutions Across Your Lending Operations
The Importance of Scaling AI in Lending The initial promise of AI-powered lending solutions is transforming into real-world value for…
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Practice/Industry: Banking & Financial Services
Top 5 AI Banking Trends: What You Need to Know for 2025 and Beyond
Imagine a world where your financial decisions are guided by intelligent algorithms, where fraud is detected before it even occurs,…
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Choosing the Right Digital Payment Solution for Your Banking Needs- A Comprehensive Comparison
When Physical Wallets Fall Short The morning started like any other for Mr. Lee. He was on his way to…
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Banking for Millennials: 5 Key Things You Must Know
Millennials are a generational cohort that is rapidly maturing in terms of their economic power. They now outnumber Baby Boomers…
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Understanding the Indian Millennial Banking Customer
Indian millennials numbered 440 million and growing, currently makeup 46% of the workforce, and contribute to 70% of the total…
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How to Springboard your Onboarding to the Digital Landscape?
The most important ‘moment of truth’ in a business relationship between banks and the customer is the very first one….
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The Balancing Act: Omnichannel Banking along with the Digital Scheme of Things
In today’s age, customers want the best of both worlds – excellent and seamless omnichannel experience while experiencing rich digital…
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Credit Unions – Stand in a Good Stead With These 5 Trends!
Remember the time that was catastrophic for financial organisations? It was almost like doomsday for banks and other financial institutions….
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Los retos más importantes que las empresas de tecnofinanzas (fintech) suelen pasar por alto.
Según el último informe “State of Fintech” de CB Insights, el tercer trimestre de 2021 fue el segundo de mayor…
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Best Practices for Implementing End-to-End Testing in Banking Systems
In the high-stakes world of banking, where trillions of dollars flow daily and sensitive customer data is paramount, the integrity…
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Next-Gen QA in Banking: Automation Powered by AI
What if every banking software release could self-test like Tesla’s autopilot? This vision sets the stage for a profound transformation…
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Data-Driven Digital Transformation: Quantifying the ROI of Your Temenos Upgrade
The digital revolution isn’t knocking on the banking sector’s door anymore; it’s firmly inside, reshaping customer expectations and competitive landscapes…
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How AI is Reshaping Both Conventional and Modern Payments
The way we exchange value has undergone a remarkable transformation. From the tangible weight of coins to the fleeting signals…
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The Rise of AI-Powered Payments: What Businesses Need to Know to Stay Ahead
Payments have come a long way from physical currency to checks and credit cards. Today, Artificial Intelligence (AI) is leading…
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Temenos and Aspire Systems: A decade of partnership, 50+ successful implementations
For ten years, Temenos and Aspire Systems have collaborated to empower banks and financial institutions with cutting-edge solutions. What began…
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Quantifying the Gains: Calculating the ROI of Payments Modernization for Your Bank
The Mandate for Payment Modernization In today’s rapidly evolving financial landscape, legacy payment systems are no longer viable for competitive…
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Excellence in Temenos T24 Testing: Ensuring a Robust Core Banking System
In today’s rapidly evolving financial landscape, the core banking system is the lifeblood of any institution. Its reliability, efficiency, and…
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¿Qué es lo que Temenos Infinity realmente contiene?
Temenos lanzó un gran anuncio durante el Temenos Community Forum 2019 con sede en La Haya, cuando presentó Temenos Infinity digital. La gama de emociones que se produjo en…
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Beyond Silos: The Key to Effective End-to-End Testing in Banking
Consider this: a major banking application glitch leading to widespread customer dissatisfaction and significant financial losses. It’s a scenariow2 no…
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Unlocking the Potential of AI in Payment Solutions
Artificial Intelligence (AI) is reshaping the way we handle payments, touching every facet of traditional and modern methods. Payment solutions…
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AI and Human Collaboration: Pioneering the Future of Banking
Introduction The robot apocalypse. The rise of Skynet. The fear that AI will snatch our jobs and leave us obsolete….
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Ask and You Shall Receive: Conversational AI’s Genie-Like Abilities in Finance
The Genie in Your Pocket What if you could ask your bank a question and receive a clear, personalized answer…
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Core Banking Transformation: Future-Proofing Banks with Aspire & Temenos
Why Banks Must Act Now: The Urgency of Core Banking Transformation The banking industry is at a crossroads. Legacy systems…
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Get Ready for DORA: Your 7-step guide to Cloud Compliance
Cloud computing has transformed the world digitally, which includes the financial sector. According to recent reports, nearly 98% of financial…
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A Comprehensive guide to ISO 20022 Migration: US edition
A new global standard for financial institutions, a new standard of exchanging electronic messages, the ISO 20022, is being rolled…
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ISO 20022 and the U.S. Payment Transformation: How the Federal Reserve’s 2025 Deadline Will Shape the Industry
The financial world is undergoing a seismic shift as ISO 20022 becomes the universal standard for payment messaging. The Federal…
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How to leverage Payment Innovation of the Middle East with ISO 20022
Payment revenue in the Middle East was at $60 billion USD in 2020. This number is predicted to have at…
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How Artificial Intelligence in Banking Transforms Customer Experience
Summary Customer experience provided by the bank is one of the leading causes that plays a vital role in the…
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The Future of AI in Banking: Transform Strategy with Predictive Analytics and Data Science
Artificial Intelligence (AI) is no longer just a buzzword—it’s the driving force behind the banking industry’s evolution. AI is helping…
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AI Transforming Payment Solutions
Artificial Intelligence (AI) is reshaping the way we handle payments, touching every facet of traditional and modern methods. Payment solutions…
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Core Banking Transformation for a Modern Banking System with Aspire & Temenos
In today’s dynamic financial landscape, core banking transformation has become essential for banks and financial institutions looking to stay competitive…
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The Future of Finance: Impact of Payment Modernization on Global Transactions
Payment Modernization means the evolution of the global transactions landscape into a secure, efficient, and seamless payment system. As we…
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BFS 360: Driving Digital Transformation for Modern Banks and Financial Institutions
In today’s dynamic financial world, traditional banks are under pressure like never before. The rise of agile fintech startups, ever-growing…
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How Real-Time Payments Are Transforming the Financial Landscape
Speed and efficiency are something that should be synonyms with the ever-changing world of finance. Individuals and businesses are in…
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How does Temenos Implementation Methodology help in better solution deployment
If you belong to a banking or financial intuition sector you are well aware of the pitfalls of software deployment…
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The AI Test Revolution: Elevating Banking Software to New Heights
The banking sector is experiencing a profound digital transformation, with a growing dependency on complex software systems. Ensuring the reliability,…
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How to Get Started with Payment Gateway Development Process
To build a custom payment gateway development process you need expertise in security protocols and software development. For starters, it…
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How SEPA Instant Credit Transfer is Transforming Businesses
Introduction In today’s fast-paced world, people expect quick and easy payment options. SEPA Instant Credit Transfer (SCT Inst) delivers just…
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What are the Benefits of using SEPA Instant Payments?
Key takeaways SEPA Instant Payments make money/funds transfer faster, safer, and more efficient. The streamlined process of SEPA Instant makes…
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Banking Trends 2024: Navigating the Future of Finance
In an era of constant change, banks tackle short-term hurdles while staying committed to long-term goals. Join us as we…
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Core Banking System: Key Factors Affecting its Modernization and the Leading Trends
Today’s customers want more from their banks in terms of service and capabilities, and Fintechs are more than eager to…
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QR Code Payments: Transforming the Face of Digital Payments
According to a recent Juniper Research analysis, worldwide spend on QR code payments would exceed $3 trillion by 2025, up…
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FedNow Service went LIVE. Enable Instant Payments in US now!
FedNow has gone live successfully on July 20, 2023, with around 30 early adopters, settlement agents and certified service providers….
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How security testing across banking ecosystem can help stave off cyber crimes
As the Banking ecosystem gets more and more digital and users perform more transactions online, the risk of a data…
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Staying Ahead of Customer Expectations in Real-Time Payments
Real-time payments (rtp) have long captivated financial sector insiders, but they are increasingly capturing the attention of a wider audience…
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Robotic Process Automation (RPA) in retail sector for better insights
In the fast-paced and competitive world of retail, staying ahead of the curve is essential. One way to achieve this…
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Getting high through payments on the cloud
Information Technology is playing a key role in digitizing everything today. Talking about IT, Cloud is easily the most essential…
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Tap the Phone – New Ground-breaking Digital Payment solution
In this technologically advanced world, the methods used for making payments has become so exceptional that instant payments has become…
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Key trends shaping the future of payments
The banking industry is moving to a phase where most banks would have realised that there is some peculiar change…
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The Secret Sauce of Neobank Success – An Explanation and Exploration
Traditional banks are losing their hegemony to a new generation of digital-only banks with no physical presence. These digital apps…
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What are the major friction points in Customer Onboarding & Origination for Banks?
Modern banking customers expect to open a new bank account or savings account remotely utilizing their laptop or mobile device….
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Digital Banking during Uncertain Times with Temenos Infinity
COVID-19 has drastically altered our world, with chaotic economic and financial consequences running concurrently with the public health disaster. Banks…
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Temenos Infinity Engage- Usage of SaaS Platforms for Banking Channels
As all financial institutions aspire to move more swiftly, offer products more quickly, and improve operational efficiency, cloud adoption rates…
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Approaches for Expanding Lending in a Digitally Driven World
As per a study by ‘Research and Markets,’ the Digital Lending Market was valued at USD 311.06 billion in 2020…
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Unveiling Temenos Infinity: A Powerful Digital Banking Suite
In today’s digital-first landscape, banks need to deliver seamless and personalized experiences to stay ahead. Temenos, recognized as a market…
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Top 6 Digital Lending Challenges Faced by Fintechs
According to the latest “State of Fintech” report from CB Insights, the third quarter of 2021 was the second highest…
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Digital Lending: ushering in a new era of lending
Traditional lending platforms depended on human intervention and physical interactions at every stage, which increased processing time and the possibility…
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Temenos Transact – The Core Banking System for Startup Banks
Banking competition is heating up. Neo-banks are gaining market share and serving customers for around one-third the cost of traditional…
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The Future of Business Intelligence- Augmented or Personalized?
With an annual growth rate of 12%, business intelligence is one of the fastest growing technologies in the world today….
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Temenos-Aspire Systems: Six years of collaboration, cooperation and 50 + successful implementations
Temenos and Aspire Systems forged an official collaboration in 2016 during the Temenos Community Forum (TCF) in Lisbon, Portugal. The…
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Buy Now, Pay Later: A Boost for Banks, Pure-Plays and Businesses
Analysing the behaviour trends of customers and their payment habits has led banks to realize the plethora of benefits that…
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Where are credit unions and lending institutions going wrong in their digital journey
Financial service providers want to be digital, but they’re having trouble getting there, or even getting started. They are focusing…
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How Neobanks are tapping into the unbanked market in Latin America
“I always tell the tale of having to go to a banking branch to open a bank account, which was…
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Cross-Border Banking : Why the Time is Now
With individuals residing in multiple nations as expats and easing border control restrictions that allowed people to travel across the…
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Why Millennials and Lifestyle Banking go hand-in-hand
Millennials and Gen Z are the most significant demographic and economic force of our times. By 2025, millennials will constitute…
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Modernizing Core Banking Technology, Without Risking Existing Business Capability
The influx of Fintechs, innovative technologies, cloud banking, and sophisticated processes has taken the banking industry by storm. This has led…
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Digital and Banking: An Essential Unison for the Future of Financial Institutions
Banks often have a lot of depth in their product offerings, but they have struggled to acquire scale. A significant…
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How to embrace application managed services for a fully integrated, customer-centric digital banking experience
Modern banks offer standardized products hard-coded with specific rules and benefits. A lot of back-end operational roles are required to…
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Digital Core Banking: A Farseeing Technology for Modern-Day Banking
The financial services business has been gradually disrupting over the last 20 years. Back then, all that mattered was physical…
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Invest in Agile Testing: A Pure Necessity to build your Bank’s Future
The BFS industry is characterized by a physical branch distribution model that makes them susceptible to disruption from technological advancements….
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How to Build Tomorrow’s Bank: The Way Forward with Next-Gen Digital Banking
While digital transformation has brought a fair share of buzz in the past, it is often mistaken for mere online…
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Stride towards the Future of Digital Banking with Bank in a Digital Box
The banking business model of the past is clearly not the business model of the future. We are now living…
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What Corporate Banks can do to Accentuate their Journey to Digitization
Although, the banking sector has conventionally been an industry that thrives on brick-and-mortar infrastructure and in-person loyalty, financial services have…
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Digital Banking Reimagined: Neobanks vs Challenger Banks
Both traditional and digital financial institutions have been steadily striving to align their products and services with customers’ evolving needs…
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Disrupting the Disruption in Banking with Test Automation
Today’s economic and competitive landscape is making the status quo unsustainable for the banking world. Additionally, the macroeconomic plummet brought…
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Judo Bank: La historia de éxito de un neobanco
La mayor parte de la economía australiana depende de las PYMES, empresas con un volumen de empleados que oscila entre 0 y…
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Digital Assurance Testing: The ‘Hulk’ of Your Financial Organization’s Digital Marvel
A survey by Foresight Research stated that the number of customers leaving their current financial institution to a new one…
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Allow your Customers to Design Their Digital Banking Experiences
Many banking customers feel their bank’s CX strategy doesn’t offer them a highly personalized experience. Today’s customers are digitally savvy,…
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5 ways how Neobanks can serve customers at around one-third the cost of traditional banks
There was a time when we had to visit a bank to move even a penny from one account to…
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Cut the Cord with Legacy Systems and Let Digital Payments Fly Sky High
Lately, there has been a lot of talk about legacy modernization or the need to upgrade legacy systems. The ongoing…
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How is AI Driving Transformation across Information Extraction Processes?
The Wikipedia definition of information extraction is “the task of automatically extracting structured information from unstructured and/or semi-structured machine-readable documents…
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Credit Unions – Stand in a Good Stead With These 5 Trends!
Remember the time that was catastrophic for financial organisations? It was almost like doomsday for banks and other financial institutions….
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Performance Testing: The ‘Captain America’ of the Bank’s Testing ‘Avengers’
Why is this bank application taking this long to respond? Why is this transaction taking so long? When will the…
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Wear Your Digital Banking Seatbelts Tight – It’s Time to Fly High with Challenger Banks
The tale of the rise of digital banking is a long narrated one and banks have understood the importance of…
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A Credit Union Bank Revamps Their Customer Onboarding with IQ Bot
The relationship of banks with their customers is based on the services and timely responses offered, ease of performing banking…
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What Banks need to do to be PSD2 compliant and how Temenos can help
The Payment Services Directive 2 (PSD2) which came into effect in January 2021, was launched to increase competition and innovation…
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How SWIFT drives an extensive payments modernization strategy
In recent times, financial institutions across the world have been looking to upgrade their aging legacy payments systems to enable…
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Top 5 Hacks that Transformed the CX Game for an Investment Bank
Traditional banks are the worst hit ones in the banking industry after the origin of neo banks and challenger banks…
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Siloed architecture and Credit unions: A mismatch made in heaven?
Are we biased on silo-based financial models? Not entirely, but given the advancements in the financial sector, the legacy-based siloed…
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Customer Intelligence A Knotty Problem? Try Imagyn.ai
The introduction of Artificial Intelligence to humankind has made our lifestyle a lot different for the past few years. From…
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Retail & Corporate Banks Shift Focus to Gen Z Customers for a Digital Banking Experience
Gen Z or Zoomers are the set of customers that many industry experts and businesses are focusing on since they…
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Why should banks focus on data privacy while collecting customer data?
In the last couple of years, the banking industry has seen more and more banking customers beginning to rely on…
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Legacy Modernization is a Big Deal for Banks and Here’s Why
Unlike in history, the term ‘legacy’ does not sound good or holds much value when it comes to relying on…
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Reasons Why Omnichannel is Imperative for Retail Banks
In the Internet era, the evolution of banks has inexorably moved from the traditional banking value chain to the transformative…
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El 40% de los servicios financieros utilizan la IA para la gestión del riesgo crediticio. ¿Quiere saber por qué?
El crecimiento del sector bancario es directamente proporcional a su capacidad para gestionar los riesgos crediticios. Cada país tiene su…
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3 años redefiniendo el dinamismo, velocidad y atención al cliente con Temenos
La campanada que anunció la llegada del 2016 significó también el comienzo de un partnership estratégico y rentable entre Temenos,…
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Deployment continuo con DevOps: el potenciador más poderoso para los usuarios de Temenos Transact
Deployment continuo con DevOps: el potenciador más poderoso para los usuarios de Temenos Transact ¿Le resulta preocupante un proceso de…
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El ingrediente secreto detrás del éxito de los Neobancos – Explicación y análisis
Los bancos tradicionales están perdiendo su hegemonía, esto a causa de una nueva generación de bancos digitales que no cuentan…
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Robots en los bancos, una mirada más cercana y una perspectiva más profunda
La Automatización de Procesos Robóticos (RPA, por sus siglas en inglés) es una gran oportunidad que se ha presentado en…
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How can banks compete with digital wallets?
The adoption of digital payment methods – transactions which are made electronically witborsalamilanesa borsalamilanesa loevenichmutze ovyeshop kleankanteentrinkflasche lecosonnenschirm ovyescarpe andcamiciesaldi…
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¿La conversación compleja mediante chatbots en las entidades bancarias es el camino correcto?
Intercambios conversacionales complejos a través de un bot: ¿hemos alcanzado ese punto? En la era de Siri, Cortana y el…
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Reduzca el tiempo de comercialización hasta en un 50% gracias a los servicios gestionados con tecnología cognitiva
Vivimos en un mundo dinámico en el que la única constante es la evolución y los bancos no son ajenos…
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DevSecOps – La guía para optimizar la seguridad bancaria
La transformación digital del sector bancario es un progreso muy esperado que ha abierto oportunidades para que muchas fintechs y…
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